Have you already taken the step to buy a few cryptos, but you do not know how to optimize your investments? In this guide, we'll teach you the secrets to the safest and most lucrative investments so you can grow your money while sleeping soundly. So embark with us on a journey into the exciting world of Stablecoins.
Objective of the section: know how to invest your savings in currencies without fluctuation to obtain 12% minimum profitability per year.
What is a stablecoin?
A stablecoin is a digital asset that replicates the face value of a fiat currency. They were conceived as a tool to guard against the high volatility of the cryptocurrency market. The characteristic of a stablecoin is that it is not dependent on the fluctuations of the market. So when Bitcoin, or the total market capitalization fluctuates, the stablecoin keeps its initial value. Clever!
This cryptocurrency is linked directly by an intrinsic value, it can be an asset like gold or for example another cryptocurrency. It is therefore a matter of creating a currency indexed to another asset.
Stablecoins are therefore there to stabilize the price of cryptos and protect carriers from speculative fluctuations.
To learn more about stablecoins, take a look at our article 👉
Ethereum token introduction
The Ethereum blockchain offers a system where contracts are autonomous on certain decisions, for example remuneration, a futures exchange, insurance etc. As soon as the contract is honored the funds are released. This is what we call " Smart Contract " Many applications have been found for these contracts, especially in finance. Smart contracts have allowed the advent of many processes, such as stablecoins, ICOs, staking, lending ... In short, a whole bunch of decentralized finance tools.
What is staking?
Staking is a concept of storing cryptocurrency in exchange for remuneration through a smart contract. For example, you store cryptos to obtain a remuneration of 12% per year. And that is just the interests of the staking, there is no question of the fluctuation of the price of the currency. Of course you can combine the two, but in this example, we will talk about staking on stablecoin and therefore without fluctuations.
But where does this remuneration come from and how does it work? Nothing's easier. You decide to pool a certain amount of cryptocurrency to help protect the network, and this allows you to receive tokens as a reward. This is a process increasingly used by cryptocurrency holders wishing to keep their currencies for the medium to long term, as it allows them to obtain a guaranteed income that can be likened to dividends or interest, at the same time. instead of just letting their wallet sleep.
Take the case of the USDC. This stablecoin offers extraordinary remuneration: 12% annually normally and up to 37% annually in the Genesis Premium offer from SwissBorg. This cryptocurrency is linked directly by an intrinsic dollar value owned by the Coinbase & Circle alliance. These two companies are unlikely to end up in trouble, so USDC is a very good asset to Staker. As long as your funds are blocked, they generate profitability. Allow 24 hours to release the funds.
SwissBorg is the best staking platform for the USDC with at least 12%, but it is the only stablecoin that you can stake. Other cryptos (BTC, ETH, CHSB, BNB) are volatile and this type of investment presents risks of capital loss.
To find out more about SwissBorg and its 37.55% profitability 👉
What is lending?
Lending is a financial principle similar to the banking system. You will be saving money in a blockchain, while other users will borrow this money. When they repay the interest, you get 80% of it as compensation. The platform only retains 20% for its operating costs.
Many platforms offering this type of service have emerged, but today I will focus on one of them: Celsius. This platform already manages 10 billion assets directly placed by users on their service. The advantage is also that it has several stablecoins, such as Tether, DAI or USDC.
Here, we will only discuss the savings side of lending: your funds are stored and they provide remuneration. The process is similar to staking, except here your funds are loaned to other users during this time. This is why I have chosen a solid and trustworthy platform to present this investment to you.
On Celsius you will get basic 8.88% annually on stablecoins and 12% annually if you hold 25% of your portfolio in Celsius Token. What this means is that Celsius offers 25% additional remuneration if at least 25% of the assets in your portfolio are in CEL (Celsius Token). This is not mandatory, but strongly recommended to take advantage of the maximum remuneration for this service. Without taking any risk, you will be able to touch at least 8.88% annual with the USDC, the USDT, the BUSD, & the DAI.
Also count 24 hours to recover your funds at any time.
To find out more about Celsius and its 12% profitability 👉
Staking and Lending are two financial instruments accessible since the democratization of the Ethereum blockchain. These services offer exceptional returns. These companies have also created their own tokens, which allows them to break free from traditional finance and the banking system.
Companies compete for ideas to get you to put your savings in their blockchains. By choosing stablecoins on reliable platforms like Celsius or SwissBorg , you guarantee great stability in your investments. This is 12% annual profitability that will be added weekly for Celsius and daily for SwissBorg. One of the big advantages of these services is that you can take advantage of compound interest very quickly and thus increase your capital and profitability even more. When you want to withdraw your capital along with your interest, you just have to wait 24 hours for your funds to be available and usable.